Hdfc Current Account Charges Jun 2026

| Channel | Free Limit (per month) | Excess Charge | |---------|------------------------|----------------| | Own branch cash deposit | Up to ₹2 lakh | ₹2 per ₹1,000 (min ₹100) | | Other branch cash deposit | Not allowed (or high fee) | ₹5 per ₹1,000 | | Cash withdrawal (branch) | Up to ₹1 lakh | ₹2.50 per ₹1,000 |

Most HDFC current accounts follow a standard fee structure, though the exact amount may vary based on the account variant (e.g., Regular, Plus, Max).

Most HDFC current accounts require a Minimum Average Quarterly Balance (AQB). Falling below this limit triggers non-maintenance charges. hdfc current account charges

Charges are based on the DD amount, typically starting at ₹40 to ₹50.

HDFC Bank offers a range of Current Accounts tailored for businesses, freelancers, and entrepreneurs. While the accounts come with premium features, it’s crucial to understand the associated charges to avoid unexpected debits. Below is a clear guide to HDFC’s current account fees. | Channel | Free Limit (per month) |

Requesting a stop payment on a cheque costs approximately ₹100 to ₹200. Account Maintenance and Miscellaneous Charges

Higher AQB requirements ranging from ₹50,000 to several lakhs. Charges are based on the DD amount, typically

Rural/semi-urban branches have lower AMB requirements (approx. 50% less).

Learn more Copy Creating a public link... You can now share this thread with others Good response Bad response 15 sites Fees & Charges – Regular Current Account - HDFC Bank * AQB. ₹ 10,000/- (only Non-Metro locations) Non-Maintenance Charges (per quarter) ₹ 1,500/- Note: Cash deposit limits will lapse ... HDFC Bank Fees & Charges – Regular Current Account - HDFC Bank * AQB. ₹ 10,000/- (only Non-Metro locations) Non-Maintenance Charges (per quarter) ₹ 1,500/- Note: Cash deposit limits will lapse ... HDFC Bank Premium Current Account Fees & Charges Online - HDFC Bank Table_title: Premium Current Account Fees and Charges Table_content: header: | Features | Premium Current Account | row: | Feature... HDFC Bank Regular Current Account Fees & Charges Online | HDFC Bank Table_title: Regular Current Account Fees & Charges Table_content: header: | Features | Regular Current Account | row: | Features: HDFC Bank COMMON CHARGES FOR CURRENT ACCOUNT - HDFC Bank * • AQB - Average Quarterly Balance. • Mode of Calculation of AQB - Average of daily closing balances of each day spread over a pe... HDFC Bank Institutional Current Account Fees & Charges | HDFC Bank Table_content: header: | Cash Transactions | | row: | Cash Transactions: Cash Deposit Limit at any HDFC Bank Branch - Monthly Limi... HDFC Bank 5 Current Account Charges You Must Know | HDFC Bank Jan 20, 2026 —

Need the latest fee structure? Visit the HDFC Bank fees page or check within NetBanking > Service Charges.