: 0.25% of the facility amount or ₹5,000, whichever is lower.
ICICI Bank offers home loans starting from onwards, depending on the applicant’s credit profile, loan amount, and gender.
Note: Special schemes like the for women and salaried employees may offer specific rates starting around 8.80% p.a. . Interest Rates by Loan Amount & Employment
(Using reducing balance method)
: Nil for floating-rate loans for individual borrowers.
ICICI Bank offers various home loan options with competitive interest rates. As of March 2023, the interest rates for ICICI Bank Home Loans are:
ICICI Bank’s home loan interest rates are , especially for customers with a strong credit history. Their digital application process, doorstep service, and transparent foreclosure policy make them a top choice. However, always compare with SBI’s (from 8.40%) or HDFC’s (from 8.55%) rates before finalizing. home loan icici bank interest rate
Use ICICI’s online “Home Loan EMI Calculator” to check exact outflows. Apply during festive offers (usually August–December) to get processing fee fully waived.
As of , ICICI Bank offers home loan interest rates starting from 8.50% p.a. for applicants with a high credit score (800+) . Rates typically range between 8.50% and 10.05% p.a. depending on the borrower's employment type, loan amount, and credit history. Latest ICICI Bank Home Loan Interest Rates (May 2026)
Beyond the interest rate, consider these upfront and recurring costs: As of March 2023, the interest rates for
: NIL for floating-rate loans for individuals. Fixed-rate loans may incur a 2% charge on the outstanding principal. Factors Influencing Your Rate Your personalized rate is determined by:
: Salaried professionals generally receive slightly lower rates compared to self-employed individuals.