If a "representative" is pressuring you to move money to a "safe account" or buy gift cards, it is a scam. š How to Prevent Future Fraud
If youāre heading out of town, let SDCCU know through online banking so your legitimate vacation spending isn't flagged as fraud.
Make sure SDCCU has your current mobile number so their fraud department can reach you instantly. sdccu+unusual+activity
If you see a transaction that isn't yours, you need to act fast.
Criminals often impersonate SDCCU to steal credentials through "vishing" (voice) or "smishing" (text) scams. If a "representative" is pressuring you to move
Ensure your account requires a code sent to your phone or email to log in.
SDCCUās fraud algorithms are designed to learn your spending habits. When a transaction deviates significantly from your "normal," the system flags it. Common triggers include: If you see a transaction that isn't yours,
Debit and Credit Card Protection Tips to Prevent Financial Fraud
To minimize the risk of triggering unusual activity alerts, make sure to:
SDCCU provides free, real-time alerts to protect your accounts: