Qbcc Home Warranty Insurance Premium Table ((free)) Jun 2026

For repairs, extensions, sheds, carports, and swimming pools.

The QBCC Home Warranty Insurance Premium Table is a reliable, government-mandated reference. It is a "source of truth" document. However, because insurance pricing is tier-based, a simple table format can be hard to interpret at a glance.

An extra premium paid by the homeowner to increase coverage limits from $200,000 to $300,000. Sample Premium Estimates (New Construction) qbcc home warranty insurance premium table

Have you noticed the July 1 premium increases affecting your quotes for small renovations (Tiers 1-5) more than larger builds? Let me know your experience below.

📊 Understanding the QBCC Home Warranty Insurance Premium Table (2024-2025) For repairs, extensions, sheds, carports, and swimming pools

The premium is calculated based on the (or estimated value). The more expensive the project, the higher the tier—but the rate per dollar decreases slightly at higher tiers.

This is the biggest source of confusion. The table lists contract price ranges (e.g., "$200,001 – $300,000"). However, because insurance pricing is tier-based, a simple

🔗 qbcc.qld.gov.au → Licensing → Home Warranty Insurance

Premiums are calculated based on the total insurable value of the project (labour, materials, and GST) and increase in $1,000 increments. Project Value (Insurable) Estimated Premium (Renovations/Alterations) Up to $3,300 No premium required ~$1,006.85 ~$3,446.85