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In most cases, However, it is a strong signal that your credit profile does not currently meet Bajaj Finserv's risk appetite. For many users, the block is lifted automatically after 3-6 months of improved financial behaviour. For others, especially those with low CIBIL or high debt, the card may remain blocked until they actively rehabilitate their credit.
Don't just call the toll-free number; send an email to we care@bajajfinserv.in for a documented response. bajaj emi card blocked due to credit policy
If your physical card is blocked for new transactions, you might still be able to avail of EMI on specific partner stores (like Croma, Reliance Digital, etc.) by applying for a fresh loan at the checkout counter. In most cases, However, it is a strong
Bajaj Finserv’s credit policy often includes a "use it or lose it" clause. If you have not made any purchase using the EMI card for 6–12 months, the system may classify your card as dormant and block it to free up the credit line. This is a common but often overlooked reason. Don't just call the toll-free number; send an
Unlike a standard debit card that is blocked due to wrong PIN entries or a credit card blocked due to non-payment, a "Credit Policy" block is an .
You cannot fix what you cannot see. Before contacting customer support, do your own investigation: