A standard bank transfer (SEPA or ordinary) includes a basic "Causale" (reason for payment), which is often limited in character count or unstructured free text.
The (translated as "Speaking Bank Transfer") is an enhanced payment instrument available to holders of BancoPosta accounts via the Poste Italiane website (Poste.it) and the App BancoPosta. Unlike a standard bank transfer, which carries limited descriptive data, the Bonifico Parlante allows the sender to include detailed, structured information directly visible to the beneficiary. This report outlines the technical definition, use cases, and procedural steps for utilizing this service online. bonifico parlante poste online
Accesso all'area riservata di o all'app Postepay/BancoPosta . Un conto BancoPosta o una carta Postepay Evolution attiva. A standard bank transfer (SEPA or ordinary) includes